Scrums.com ResearchThe Heartbeat franchise

Scrums.com Research

Living directories and one-shot reports on the platforms, companies and tools shaping software. Researched and rated by our product and engineering teams. Directories are refreshed on an annual cycle; each report states its methodology.

Living directories

LIVING DIRECTORY · ANNUALLY REFRESHEDFintech in AfricaThe Heartbeat index of Africa's leading fintech platforms. 101 platforms with expert UI/UX reviews, functionality assessments and Scrums.com ratings. First published 2022 and continuously maintained.101 platformsExpert-reviewedRated /5Open the directory →

Reports

20262026 research cycleNew Heartbeat research is in production for the 2026 cycle. Net-new reports are minted here as they publish.IN PRODUCTION

2026How Much Does It Cost to Build an App? 2026 Research and Cost BenchmarksCost benchmarks by complexity band, platform and region, the effort model behind them, exclusions, and seven detailed app estimates — plus the token-budget explorer across 224 documented apps.224 apps documented7 detailed estimates 2026The Top 100 AI Companies in Africa 2026Africa's 100 most impactful AI companies, reviewed for 2026: star ratings, sector breakdowns, the 2025-2026 newcomers, and the first-edition entries that have since shut down or been acquired.130 companies indexed 2025Top 150 Fintech Companies In New York City 2025The 150 most influential fintech platforms in New York City - payments, lending, WealthTech, InsurTech, and RegTech. Company profiles and sector insights.151 companies indexed

Tools & reference

REFERENCESoftware Development ToolsThe reference directory of the tools engineering teams actually run: IDEs, editors, VCS, collaboration, testing, frameworks, databases and deployment. Expert reviews, use cases and FAQs.56 tools · 8 categories

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